Legal

Legal Disclaimer

Last updated August 2026

Not a commitment to lend

Nothing on this website — including calculator results, rate references, or program descriptions — constitutes an offer, commitment to lend, or guarantee of loan approval. All loans are subject to credit approval, income and asset verification, property appraisal, and underwriting guidelines that may change without notice.

Rates and programs subject to change

Interest rates, loan limits, program guidelines, and eligibility requirements change regularly and vary based on individual circumstances, the specific property, and market conditions. Any figures referenced on this site are for general informational purposes only and should not be relied on as your actual rate or terms.

Calculators are estimates only

The calculators on this site provide estimates based on the numbers you enter. They do not account for your actual credit profile, the specific property, final underwriting decisions, or precise third-party costs such as insurance premiums and HOA dues. Use them as a starting point, not a quote.

Equal Housing Opportunity

Aaron Pullano and Capitol Direct Lending are committed to Equal Housing Opportunity. We do not discriminate on the basis of race, color, religion, sex, national origin, familial status, disability, or any other status protected by applicable law.

Third-party links

This site may link to third-party websites, including NMLS Consumer Access and Zillow, for your convenience. We don't control and aren't responsible for the content or privacy practices of those sites.

Licensing

Aaron Pullano (NMLS #1713957) is licensed to originate mortgage loans in the state of California only. Capitol Direct Lending / CDL Mortgage Services, Inc. (NMLS #132263) is the sponsoring company. Full licensing details are available on our Licensing page and on NMLS Consumer Access.